Appointing a legal guardian for your child is one of the most significant, important and difficult decisions you can make as a parent. However, it helps to ensure that any dependents will be cared for by someone you trust if you are no longer able to do so yourself. This process not only provides peace of mind but also legal clarity in relation to your child's security and wellbeing until adulthood.
In this guide, we will walk you through the process, offering practical advice and detailed instructions to help you make informed decisions and ensure that your wishes are legally recognised.
The role of a legal guardian - often referred to as a “testamentary guardian” - comes with great importance; individuals who are appointed become responsible for a child particularly towards their safety and welfare, according to the Children Act 1989. This role contains key parental responsibilities, ensuring that a child is correctly looked after until they reach adulthood.
One of the roles of a legal guardian is to provide a safe, stable home environment where the child can thrive. The guardian will provide the basics, such as food, clothing and shelter, but will also be expected to offer love, support, and guidance to help the child navigate through various life stages.
Guardians are responsible for making decisions regarding the child's education and healthcare. These decisions include choosing the right schools, attending parent-teacher meetings, registering the child with a GP, dentist, etc, making decisions about medical treatments, and ensuring regular health check-ups and vaccinations.
If the child inherits any property or finances, the guardian manages these inherited assets on behalf of the child, and, in doing so, will safeguard the child’s inheritance, using it responsibly for the benefit of the child until they legally become an adult. Guardians are also responsible for making legal decisions on behalf of the child, ensuring their rights are protected, and representing them in any legal matters.
Parents can have a say about how their child is raised under guardianship, and this is done through issuing “Letters of Wishes”. Although it is not legally binding, this document contains specific requests about their child’s upbringing, such as key information about hobbies and interests, educational requests, moral or religious preferences or any other related requests.
Life insurance for parents is crucial, in the event of their death. Guardians are not directly financially responsible for a child for whom they assume a legal responsibility; therefore, life insurance will financially contribute to the child’s upbringing, supporting the guardian with necessary costs.
Nobody can automatically assume legal parental responsibility for a child if both parents have died. Therefore, a guardian must be appointed either by the parents in a Will, or through the court if no testamentary guardianship has been appointed.
The individual you choose must:
They could be any of the following:
It's important to note that mothers automatically have “parental responsibility”, while fathers must either be named on the birth certificate or married to the mother to obtain parental responsibility.
Step-parents cannot assume legal responsibility for a child; they can be appointed through a provision in the Will, or they can apply for parental responsibility if they were married to a biological parent.
Grandparents must be named in the Will as legal guardians to be granted legal authority if both parents die.
If you’re not married to your partner, they can assume parental responsibility for your child if they were named on their birth certificate. If this were not the case, then they would have to apply for a Special Guardianship Order through the family court.
In some cases, choosing a suitable legal guardian is a straightforward decision for parents, with obvious candidates in mind from the birth of a child. However, it is a big decision, and for those who are unsure of who to choose, we’ve compiled some top tips to make this decision a little easier:
Worrying about upsetting someone who might have expected to be asked to be a guardian is natural. Here are some strategies to handle this situation delicately:
Now that we’ve covered the role of a testamentary guardian, and assessed how to choose a suitable person, it is important to understand how you can put this into practice. These steps are designed to keep the process as simple as possible:
For a new Will, you should:
For an existing Will:
Alternatively, if you have multiple additional amends you may find it easier to draft a new Will that revokes the previous one and includes the guardianship details.
The “Executor” of your Will is responsible for ensuring that your wishes, including the appointment of the guardian, are carried out. The executor will apply for probate, manage your estate according to instructions in your Will, and ensure that the guardianship is established.
If there are any disputes or issues, the family court can intervene to ensure that the best interests of the child are maintained. They can appoint a guardian if necessary or resolve any disagreements.
Legal guardians can be removed under specific circumstances, for example, if the appointed individual begins suffering from physical or mental illness, if they struggle with substance abuse, or if they can no longer adequately and safely perform their duties as Guardian.
If the parents are still alive and guardianship has not yet commenced, a Will can be amended and updated to remove the legal guardian, appointing another in their place.
However, if both parents have died, an application to remove the guardian can be made to the family court if close family members deem it necessary. The court will consider the best interests of the child when making a decision. If you’re considering filing for the removal of a testamentary guardian, you should seek legal advice, ensuring all procedures are properly followed.
Whilst slightly off-topic in terms of the core focus of this article, in some rare cases you may be asked to take on guardianship of a child whilst the parent(s) are still alive. This may happen for example, if the parent is struggling to look after both themselves and their child. In cases such as this “special guardianship” can be granted if a child cannot live with their birth parents and adoption is not right for them.
In the UK, a legal guardian for an elderly person is typically referred to as a deputy rather than a guardian. A deputy can be appointed to manage property and finances and in rarer cases to make health and welfare decisions. This occurs when the elderly person can no longer make decisions for themselves due to mental incapacity (such as due to dementia or Alzheimer's disease).
Pets are considered property under the law, so there is no official legal framework for appointing a "guardian" for a pet in the same sense as for a child or incapacitated adult. However, you can include provisions in your Will for a pet, including the appointment of someone to care for them.
At Culver Law, our expert team is experienced in creating and handling Wills involving guardianship, ensuring that all processes are adhered to. Get in touch with us for a consultation to discuss your specific needs, and how we can help you.
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